Desire to change the world.
Subsequent job hunt.
A stunning realization - this could get ugly.
Does this sound familiar? Maybe you've been there. Maybe you are there. Kaytie was too.
In 2011, jobs weren't as available as she expected. Adding to the ensuing panic was the looming student loan payments that started quickly after graduating. Between her and her husband, their minimum payment was $900 per month. They left school with $71,000 principle balance in combined student loan debt.
Thankfully she did land a solid job and her husband also had a good job out of college. This was a start. But what to do about those student loans?!
They started working, spending, and paying down debt like it was going out of style.
Even though they bought a house, made a major ($9,000) repair on said house, moved twice (once cross country) and gave or saved more than 15% of their income along the way, they made their last student loan payment in November of 2015.
In the process of entering her career, Kaytie noticed how differently young adults behaved in the workplace and beyond. She noticed the gap between the desires of many millennials to positively impact the world and the tools, resources, and outlets to do so.
She felt the weight of trying to figure out this whole "adult" thing.
Most of the road maps that did exist from previous generations didn't help millennials get where they intended to go.
Friends started asking her questions like:
Which student loans should I pay down first?
How do I land my dream job - or any job?
Should I pay down debt or save for retirement?
How do I establish my career out of college?
Should I get a credit card? What kind?
How can I work effectively with coworkers who are older than me?
What steps can I take to climb the ladder?
Kaytie created Optimistic Millennial because there's some hard lessons she's learned on her way to the coveted title of "adult" that can be useful to others. She has a desire to use existing data, reference experts, share guest blog posts from other experts, and share her first-hand experiences to propel our generations' leaders to step into their talents and contribute to the world.
This website was created for you. The millennial. Because of that, Kaytie will be featuring highlighted profiles of young adults who have decided to take the unconventional route and succeeded. These stories are meant to be inspiration, motivation, and guidance to you so that you can go forth and chase your dreams.