This post is sponsored by Lexington Law. What are the most important factors when trying to improve your credit score? Most people who have little to no experience with credit, credit cards, and credit scores feel like it is a […]
College is expensive—in fact, the cost of college continues to climb each year. Needless to say, the tuition hikes make it harder and harder for students to get a bachelor’s degree. Those who decide to go further, such as to […]
Hey there, newly-minted adult. I see you and I know you. You’re probably in your early 20s, in college or starting on a career path and chances are that while you’re incredibly intelligent and driven, there is at least one […]
This post is sponsored by Credit.com. While most millennials are setting New Year’s resolutions about their health, career, and relationships, one of the main areas that they should consider as we start the new year is resolving for improved financial […]
A good credit history gives you the opportunity to obtain credit.
Whether it’s to invest in a business opportunity, expand an existing venture, purchase a new home or remodel your home, good credit is what often gives you the power to execute your plans.
For many young people, getting credit is the way to support themselves through college or post-graduate studies. For entrepreneurs, having a good credit history gives them access to business loans.
When you’re starting out in your adult financial life, it’s easy to end up in reactive mode: react to the next bill, the student loan notice six months post graduation, or even positive events, like a raise or large tax refund. The problem is that your 20’s are the time to be creating the habits that grow with you, and in your financial life, the habits you build young have a growing impact as time goes on.
It’s tempting to think, “Oh, well I’ll figure it out when I make more.” but that mindset leads to an uphill battle against ingrained habits. With that, here are 5 money habits to master, regardless of if your income is $25,000 or $125,000 per year.
Having a child or children can be very expensive, especially for millennials who are still trying to increase their income and decrease their debt. Before you allow this to stop you from starting a family, read these tips to get you started.